Checking Account Comparison Sheet
Secure
Checking
ECO
Checking
Student
Checking
Money
Market
FREE Return Item Yes Yes Yes Yes
iBanking/ATM Accessible Yes Yes Yes Yes
Min Opening Balance $5 $5 $5 $950
Interest Bearing Yes
Minimum Balance to Earn APY $25 n/a n/a $25
FREE First Order of Checks Yes Yes Yes
Identity Theft Protection Yes
Cell Phone Protection Yes
Monthly Maintenance Fee $5.95 for paper statements
$3.95 for eStatements
n/a n/a n/a
Unlimited Check Writing Yes Yes Yes
Withdrawal Fee $3 if over
6 checks
ATM Surcharge Reimbursement Yes
(limit 3)
Text Alerts Yes Yes Yes
Features and Benefits No Minimum Monthly Balance Requirement No Minimum Monthly Balance Requirement No Minimum Monthly Balance Requirement No Minimum Monthly Balance Requirement
Free first order of basic checks Free first order of basic checks Free first order of basic checks Free withdrawals from ATM Sum and Money Pass Network using Naveo Debit Card
Free ATM Sum & Money Pass Network Free ATM Sum & Money Pass Network Free ATM Sum & Money Pass Network Free access to iBanking and Mobile
Free access to iBanking and Mobile Free access to iBanking and Mobile Free access to iBanking and Mobile No Return Item Charge
Unlimited Check Writing Unlimited Check Writing Unlimited Check Writing Earns Interest
No Return Item Charge No Return Item Charge No Return Item Charge
ID Protect Benefit 3 ATM surcharge rebates per month
Cellular Phone Protection