Build your dream home with the right financial foundation. The Naveo Construction-to-Permanent loan is one loan that encompasses the lot purchase, construction and mortgage. This loan is also suitable for the rehab of an existing home.


  • Fixed construction interest rate for up to 12 months
  • Terms available with fixed rates up to 15 years
  • Up to 12 months for construction phase
  • 29-year regular mortgage to follow
  • One set of closing costs
  • No prepayment penalties
  • Flexible loan disbursement schedule
  • Pay interest only on the funds borrowed for the time borrowed

Construction-to-Permanent Minimum Requirements:

  • Property must be one-to-four units, owner-occupied home
  • Borrower’s minimum equity or cash contribution of 20%

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