With a loan for nearly every purpose, Naveo can help with flexible lending options for your lifestyle and your budget. Applying is simple and decisions are made quickly so you can live life your way.

Home Loans

  • Mortgages
  • Home Equity Lines of Credit
  • Home Equity Loans

Auto Loan

  • New & used vehicles
  • Low interest rates
  • Up to 100% financing available
  • Terms up to 84 months

Personal Loan

  • Secured and unsecured
  • Terms from 12 – 60 months
  • Competitive rates

Student Loan

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Construction Loan

  • Fixed construction interest rate for up to 12 months
  • Terms available with fixed rates up to 15 years
  • Up to 12 months for construction phase
  • 29-year regular mortgage to follow

Mass Save® HEAT Loan

  • Interest-free loan
  • Up to 84 month term
  • Borrow up to $15,000 on a qualifying project

Mass Solar Loan

  • Low interest rate
  • Borrow $5,000 to $60,000
  • Terms up to 20 years
  • Up to 12 months of interest-only payments during construction, followed by standard repayment term of 3 to 20 years
  • For loans up to $20,000, Naveo will file a lien for equipment under the Uniform Commercial Code (UCC-1) within the county the property is located
  • For loans above $20,000 or for more than 10 years, Naveo will file a mortgage lien

Bicycle Loan

  • Rates as low as 6.99% APR*
  • Loan range from $500 to $5,000
  • Terms from 6 to 36 months
  • Finance 100% of your bike + 10% for accessories
  • For more information, please call 617-702-5143

Dreamer Loan

  • Interest-free loan
  • $700 maximum per individual
  • 10 easy payments of $70
  • Available for those with no credit history

Credit Card

  • Competitive Rates
  • Reward points for merchandise and travel. Visit cRewards® at cRewardsCard.com for details.
  • Tickets good on any airline with no blackout dates
  • Manage your account online and go paperless at MyCardStatement.com
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Fraud Email and Text Alerts
  • Mobile Payments
  • Personal service from people you know

Skip-a-Payment

  • Skip up to two non-consecutive loan payments per calendar year.
  • A $35 non-refundable processing fee applies per skip.
  • $5 from each processing fee will be donated to a local non-profit organization.
  • Eligible loans include auto loans, heat loans not secured by real estate, solar loans not secured by real estate, personal secured and unsecured loans.
  • Completed form must be received at least 14 days prior to loan due date.
  • Skip requests must be at least 4 months apart with a lifetime maximum of 6 skips per eligible loan.