Naveo has partnered with Mass Save and MassDOER to offer members a no-interest loan for up to $50,000 with terms up to 7 years. The Mass Save HEAT Loan and Home MVP Loan are available for home energy efficiency improvements on qualifying projects.

Qualifying Improvements

Mass Save® HEAT Loan - Your home energy project may be eligible for a 0% interest loan.

You could get a loan for improvements including:

  • Mass Save Recommended Attic, Wall and Basement Insulation
  • Heating Systems
  • Domestic Hot Water & Solar Hot Water Heaters
  • Central Air Conditioning and Heat Pumps
  • ENERGY STAR® Qualified Replacement Windows
  • Energy-Efficient Thermostats

Getting Started

Call Mass Save at (866) 527-7283 to schedule a no-cost home energy assessment. A Mass Save representative will review the results of the assessment, let you know which improvements would be eligible for heat loan program financing, and give you all the paperwork you need.

Once you receive your authorization form, you are ready to apply for the loan with Naveo.



For more information on Mass Save or the Mass Save Heat Loan Program, visit the Mass Save website.

Members must meet program eligibility requirements to participate.
Eligibility for the HEAT Loan Program is based on completing a Home Energy Assessment and pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit or call 1-866-527-SAVE (7283) for details and to learn more about the program.

Apply Now!Calculators