Rates Effective:
| Term | Min. Opening Balance | Interest Rate | APY1 |
|---|---|---|---|
| 5 Months* NEW MONEY | $1,000 | 4.55% | 4.65% |
| 6 Months | $1,000 | 0.15% | 0.15% |
| 8 Months* NEW MONEY | $1,000 | 1.98% | 2.00% |
| 9 Months | $1,000 | 0.30% | 0.30% |
| 11 Months* | $1,000 | 0.35% | 0.35% |
| 12 Months | $1,000 | 0.35% | 0.35% |
| 13 Months* NEW MONEY | $1,000 | 5.13% | 5.25% |
| 14 Months* | $1,000 | 0.45% | 0.45% |
| 15 Months | $1,000 | 0.40% | 0.40% |
| 18 Months | $1,000 | 0.40% | 0.40% |
| 20 Months* | $1,000 | 0.45% | 0.45% |
| 24 Months | $1,000 | 0.55% | 0.55% |
| 36 Months | $1,000 | 0.60% | 0.60% |
| 48 Months | $1,000 | 0.65% | 0.65% |
| 60 Months | $1,000 | 1.00% | 1.00% |
1 APY: Annual Percentage Yield effective 09/11/23. Rates are subject to change without notice. Minimum to earn APY is $1,000. CD cannot be combined with any other offer and requires NEW MONEY ONLY. New money is considered money not currently on deposit at Naveo Credit Union. Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. A withdrawal and/or fees may reduce earnings.
*5 month term CD will roll over to a 6 month term at maturity; 8, 11, 13 and 14 month terms CDs/IRAs will roll over to a 12 month term at maturity; 20 month CD/IRA will roll over to a 18 month term at maturity.
Please see our Consumer Account Disclosure for full details.
| Certificate Amount | Min. Balance to Earn APY1 | Interest Rate | APY1 |
|---|---|---|---|
| $1,000 - $25,000 | $1,000 | 4.41% | 4.50% |
| $25,00.01 - $50,000 | $25,000.01 | 4.65% | 4.75% |
| $50,000.01 + | $50,000.01 | 4.89% | 5.00% |
1 APY: Annual Percentage Yield effective 09/11/23. Rates are subject to change without notice. Minimum to earn APY is $1,000. CD cannot be combined with any other offer and requires NEW MONEY ONLY. New money is considered money not currently on deposit at Naveo Credit Union. Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. A withdrawal and/or fees may reduce earnings.
*9 month tiered CD will roll over to a standard 9 month term at maturity.
Please see our Consumer Account Disclosure for full details.
| Term | Min. Opening Balance | Interest Rate | APY1 |
|---|---|---|---|
| 6 Months | $500 | 0.15% | 0.15% |
| 9 Months | $500 | 0.30% | 0.30% |
| 12 Months | $500 | 0.35% | 0.35% |
| 13 Months | $500 | 0.35% | 0.35% |
| 14 Months* | $500 | 0.45% | 0.45%% |
| 15 Months | $500 | 0.40% | 0.40% |
| 18 Months | $500 | 0.40% | 0.40% |
| 20 Months* | $500 | 0.45% | 0.45% |
| 24 Months | $500 | 0.55% | 0.55% |
| 36 Months | $500 | 0.60% | 0.60% |
| 48 Months | $500 | 0.65% | 0.65% |
| 60 Months | $500 | 1.00% | 1.00% |
1 APY: Annual Percentage Yield effective 09/11/23. Rates are subject to change without notice. Minimum to earn APY is $500. Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. A withdrawal and/or fees may reduce earnings.
*14 month CD/IRA will roll over to a 12 month term at maturity. 20 month CD/IRA will roll over to a 18 month term at maturity.
Please see our Consumer Account Disclosure for full details.