Rates Effective:  

Share Certificates of Deposit
Term Min. Opening Balance Interest Rate APY1
8 Months CD Special $1,000 1.65% 1.66%
11 Months CD Special $1,000 1.75% 1.77%
14 Months CD Special $1,000 1.95% 1.97%
20 Months CD Special $1,000 2.15% 2.17%
48 Months CD Special $1,000 2.45% 2.48%

1 APY: Annual Percentage Yield
Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. A withdrawal and/or fees may reduce earnings.
New Early Withdrawal Penalties will go into effect on July 1, 2018. Please see our Consumer Account Disclosure for full details.

Individual Retirement Account (IRA)
Term Min. Opening Balance Interest Rate APY1
14 Months IRA Special $500 1.95% 1.97%
20 Months IRA Special $500 2.15% 2.17%
48 Months IRA Special $500 2.45% 2.48%

1 APY: Annual Percentage Yield
Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. A withdrawal and/or fees may reduce earnings.
New Early Withdrawal Penalties will go into effect on July 1, 2018. Please see our Consumer Account Disclosure for full details.

Schedule of FeesConsumer Disclosures