Rates Effective:
| Year | Terms | APR1 (as low as)2 | Payment per $1,0003 | Days to 1st Payment* |
|---|---|---|---|---|
| 2023 New4 | 84 months | 7.75% | $15.47 | up to 90 |
| 2023 Used | 24 - 72 months | 5.75% | $44.22 | up to 90 |
| 2022 | 36 - 72 months | 6.50% | $30.66 | up to 90 |
| 2021 | 36 - 72 months | 7.00% | $30.88 | up to 90 |
| 2020 | 36 - 60 months | 7.25% | $31.00 | up to 90 |
| 2019 | 24 - 48 months | 7.25% | $44.89 | up to 90 |
| 2018 | 24 - 48 months | 7.50% | $45.01 | up to 90 |
| 2017 | 24 - 36 months | 7.75% | $45.12 | up to 90 |
1 APR: Annual Percentage Rate. Pricing reflect 0.25% discount for automatic payment from a deposit account.
2 Rate and maximum LTV are based on credit score criteria
Maximum Loan Amount=$100k/75k
3 Payment per $1,000 based on maximum term and corresponding rate.
4 Dealership owned demos with less than 5,000 miles & never registered are considered new; any registered vehicle regardless of mileage must be considered used.
* The first payment will be deferred from 30 to 90 days, depending on the creditworthiness of the primary applicant, as measured by the median credit score. Interest accrues from date loan is funded.
| Maximum Loan Amount | APR1 (as low as)2 | Payment per $1,000* | Terms |
|---|---|---|---|
| $25,000 | 12.00% | $47.09 | Up to 60 months |
1 Annual Percentage Rate. Approval of a personal loan requires that you meet our credit criteria, income ratios. Additional terms and conditions may apply.
* Payment per $1,000 based on maximum term and corresponding rate.
| Maximum Loan Amount | APR1 (as low as)2 | Payment per $1,000* | Terms |
|---|---|---|---|
| $25,000 | 12.00% | $47.09 | Up to 60 months |
1 Annual Percentage Rate. Rates above reflect a 0.25% discount for automatic debit of loan payments from a checking or savings account. Approval of a Debt Consolidation Loan requires that you meet our credit criteria and income ratio requirements. Accounts paid off from Naveo Debt Consolidation Loan proceeds must be closed as part of the loan transactions. Additional terms and conditions may apply. Applicants must meet membership eligibility requirements prior to or at loan closing.
* Payment per $1,000 based on maximum term and corresponding rate.
| Maximum Loan Amount | Standard APR1 | Payment per $1,000 | Terms |
|---|---|---|---|
| Up to 90% of savings account balance | 4.60%2 | $18.69 | Up to 60 months |
1 APR: Annual Percentage Rate
2 Passbook or statement savings account rate plus a margin of 4.5%. Rate shown is for a secured loan on a Passbook savings. Additional terms and conditions may apply.
Payment per $1,000 based on a term of 60 months.
| Maximum Loan Amount | APR1 (as low as)2 | Payment per $1,000* | Terms |
|---|---|---|---|
| $5,000 | 10.25% | $32.38 | Up to 36 months |
1 APR: Annual Percentage Rate. The Bicycle Loan is available in terms from 6 months to 36 months with a minimum loan amount of $500 and maximum loan amount of $5,000. Loan approval subject to Naveo lending criteria. Loan is available for new bicycle purchases only with up to 100% financing and an additional 10% for accessories. Automatic debit is required, else rate will be 1% higher. Minimum payment per month is $50. Applicant(s) must be eligible for and establish membership at Naveo. Terms and conditions may change without notice.
* Payment per $1,000 based on maximum term and corresponding rate.